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End the duopoly

Want to rein in healthcare costs? Look beyond the deductible

In the health benefits world, there’s an old adage that 20% of the users account for 80% of the spending. So it’s no wonder that those users are on the mind of employers and benefits managers. After all, like the famed outlaw Willie Sutton was said to have responded when asked why he robbed banks, "That’s where the money is." "Why are we taking an interest in high-cost claims? Well, that’s where the spending […]

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