Health care in the U.S. is a mess. Real health care reform is nowhere on the horizon.

Not exactly breaking news for the general population. But for advisors it’s a clear and present call to arms. Until Washington wakes up, educating clients to become knowledgeable health insurance consumers will help them save on health care expenses and add value to your practice.

Here’s a primer on what they need to know — and how you can help them.

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